Personal Loan:

Personal Loan Eligibility Criteria: The eligibility criteria for personal loans usually vary from lender to lender and from case to case

  • Age: 21 years to 60 years
  • Net monthly income: Rs 15,000/- for salaried
  • Credit score must be above 650
  • Maintained a good credit score
  • Clear repayment history
  • Must be a Resident Citizen of India

Documents required to apply for personal Loan

  • KYC – PAN Card, Aadhaar Card
  • Income Proof – Last 3 months Salary Slips
  • Photograph – Passport-size photographs
  • Bank statement- Last 6 months bank statements
  • Others as per lender’s requirements

Fees and Charges for personal Loan

The fees and charges of Personal usually vary from lender to lender and from case to case.